Protects investors, lenders, and contractors against political risks that may occur in Arab countries hosting the investments or the projects.
Protects exporters against the risk of default of payment of an importer/a local buyer/a payment obligor due to credit or political risk occurrence
Protects Financial Institutions against risks of default of payment due to credit or political risks occurrence in Arab countries
Offers bespoke solutions in credit & political risks insurance that meets the various needs of the Brokers’ customers.
Offering additional underwriting capacities to Export Credit Agencies and insurance companies by re-insuring or co-insuring credit and political risks
Protects lenders against losses resulting from the failure of an Arab sovereign or sub-sovereign entity to honour its financial obligation. This includes the obligations of a state-owned enterprise or a public/private joint venture, guaranteed by the government. Since NHSFO is Basel II compliant, it allows lenders to receive capital relief and to continue funding projects in DHAMAN’s member countries.
NHSFO insurance policy is available for tenors of up to 15-20 years. The compensation rate stands for 95% of principal and interest.
The Loan provider submits a free of charge Insurance Application
Dhaman provides the applicant with a non-binding indication detailing the scope of cover and the pricing
Obtaining the host country’s approval is necessary for Dhaman to issue the insurance policy
“Dhaman” provides the applicant with the insurance terms and conditions and policy is signed
Before the investment is committed, the applicant submits a free of charge Preliminary Insurance Application. Dhaman provides the applicant with a non-binding indication detailing the scope of cover and the pricing. Once the investment and financing plans are established, a final application for which a fee is charged is submitted along with the project documentation.
Maram K. Tubaileh Investment Guarantee Unit