Dhaman Is The First Multilateral Investment Guarantee Provider In The World

The Arab Investment & Export Credit Guarantee Corporation (Dhaman) is a pioneer multinational organization that has provided guarantee services against commercial and non-commercial risks for the last four decades. Established in April 1974 in Kuwait as the first multilateral investment guarantee provider in the world, Dhaman is owned by the governments of Arab states and 4 Arab financial institutions. Dhaman is highly rated by S&P since 2008, reflecting both Dhaman’s very strong business and financial profiles.


In accordance with its establishment convention, Dhaman’s objectives are to:

  • Promote the flow of foreign direct investment (FDI) into Arab countries through providing political risk insurance to Arab & non-Arab investors and lenders.
  • Enhance Arab exports through providing political and commercial risk insurance to Arab exporters.
    Support Arab domestic trade through providing commercial risk insurance to B to B sales.
  • Support economic growth in Arab countries through providing political & commercial risk insurance to non-Arab exporters and financial institutions involved in the sales of commodities, raw materials, equipment and other developmentally sound goods and services to Arab importers.
  • Carry out research and knowledge sharing activities, technical assistance to Arab FDI promotion agencies and cooperation with Arab & International organizations involved in investment promotion.

With its outstanding expertise for more than 47 years, Dhaman is your partner to guarantee your investments in the Arab countries and your exports worldwide.

Key Facts & Figures



More than 50 years of supporting Arab Trade & Investment


USD Billion

Worth of insured export and investments



More than 100 importing countries around the globe are insured


Rated A+ by S&P

We’re a regional leader provider of Credit and Political Risk Insurance solutions.
We facilitate the flow of Foreign Direct Investment (FDIs) into Arab Member Countries and support Arab export worldwide. Here’s a snapshot of our business as it stands today.

On March 27, 2024, S&P Global Ratings Services affirmed its A+ long-term issuer and financial strength credit rating on Dhaman. The outlook remains stable.


Standard & Poor’s issuer credit ratings on Dhaman are based on:


  • Strong financial profile
  • Good capital adequacy
  • Excellent liquidity.
  • Stable and continuous support by shareholders.


Dhaman’s gross earned premium witnessed a significant increase of 105% in 2023; Dhaman’s insured business in the investment guarantee line, where its development impact is highest, registered a record increase of 331% compared to 2022. Also, Dhaman’s leadership team continues to advance its 2022-2026 strategic plan to enhance the corporation’s development role and regional efforts. The strategy aims to repurpose Dhaman’s vision and mission, redefine its risk appetite, outline plans for growth, including new markets and products, and specify new requirements for systems and risk management.


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