Dhaman Is The First Multilateral Investment Guarantee Provider In The World

The Arab Investment & Export Credit Guarantee Corporation (Dhaman) is a pioneer multinational organization that has provided guarantee services against commercial and non-commercial risks for the last four decades. Established in April 1974 in Kuwait as the first multilateral investment guarantee provider in the world, Dhaman is owned by the governments of Arab states and 4 Arab financial institutions. Dhaman is highly rated by S&P since 2008, reflecting both Dhaman’s very strong business and financial profiles.


In accordance with its establishment convention, Dhaman’s objectives are to:

  • Promote the flow of foreign direct investment (FDI) into Arab countries through providing political risk insurance to Arab & non-Arab investors and lenders.
  • Enhance Arab exports through providing political and commercial risk insurance to Arab exporters.
    Support Arab domestic trade through providing commercial risk insurance to B to B sales.
  • Support economic growth in Arab countries through providing political & commercial risk insurance to non-Arab exporters and financial institutions involved in the sales of commodities, raw materials, equipment and other developmentally sound goods and services to Arab importers.
  • Carry out research and knowledge sharing activities, technical assistance to Arab FDI promotion agencies and cooperation with Arab & International organizations involved in investment promotion.

With its outstanding expertise for more than 47 years, Dhaman is your partner to guarantee your investments in the Arab countries and your exports worldwide.

Key Facts & Figures



More than 47 years of experience


USD Billion

Worth of insured export and investments



More than 100 importing countries around the globe are insured


Rated A+ by S&P

We’re a regional leader provider of Credit and Political Risk Insurance solutions.
We facilitate the flow of Foreign Direct Investment (FDIs) into Arab Member Countries and support Arab export worldwide. Here’s a snapshot of our business as it stands today.

On March 30, 2022, S&P Global Ratings lowered its long-term issuer credit and financial strength ratings on the Arab Investment and Export Credit Guarantee  Corp. (Dhaman) to ‘A+’ from ‘AA-‘. The outlook is stable.


Standard & Poor’s issuer credit ratings on Dhaman are based on:


  • Strong business profile
  • Strong financial profile
  • Good capital adequacy
  • Excellent liquidity.
  • Stable and continuous support by shareholders.


The Arab Investment & Export Credit Guarantee Corporation “Dhaman” is a multilateral credit and political risk insurance provider. Launched in 1974 and headquartered in Kuwait, its membership comprises all Arab countries and four pan Arab financial institutions. Dhaman’s mandate is to facilitate the flow of Foreign Direct Investment in Member Countries and to support Arab foreign trade.


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