Direct investment insurance policy

The policy covers cross-border investments in Arab countries, including total project ownership, equity, and investment portfolios against political risks. The cover is provided for ten years, extendable to fifteen years. Dhaman pays 90% of the incurred loss.

The policyholder may reduce or cancel the coverage at any contract anniversary date.


  • Preliminary Insurance Application

    The investor submits a free of charge Preliminary Insurance Application to insure a new or an existing investment

  • Non-Binding Insurance Quotation

    Dhaman provides the applicant with a non-binding indication detailing the scope of cover and the pricing

  • Final Insurance Application

    Once the NBI is accepted and the investment and financing plans are established, a definitive application for which a fee is charged is submitted along with the project documentation

  • Host Country Approval

    Obtaining the approval of the host country is necessary for Dhaman to issue the insurance policy

  • Issuance of the Insurance Policy

    “Dhaman” provides the applicant with the insurance terms and conditions, and the policy is signed

Contact info

  • Nizar Najem, Head of Investment Guarantee Unit

  • +965 24959536 (Direct)