Specific Insurance policy

The policy protects against the risks of default of payment of a private or a public buyer. The insurance covers the credit and/or political risks of a single export transaction.

The insurance policy expires upon the final settlement of all dues. The policyholder obtains up to 90% of the incurred loss once a risk materializes.


  • Request for quotation

    The exporter submits the request for quotation form to Dhaman

  • Export credit insurance quotation

    Dhaman provides the exporter with an indication detailing the scope of cover and the pricing

  • Issuance of the Insurance policy

    Acceptance of quotation /contract signature/premium payment

  • Declaration of shipments

    Declaration of shipments to the approved buyer within 10 days

  • Compensation Process

    Declaration of default of payment/Compensation disbursement/Collection from the defaulting obligor

Contact info

  • Sara S. Alrifaee Head of Short-term Export Credit Insurance

  • +965 24959534
  • sara@dhaman.org