home / Loan insurance policy
Protects investors, lenders, and contractors against political risks that may occur in Arab countries hosting the investments or the projects.
Protects exporters against the risk of default of payment of an importer/a local buyer/a payment obligor due to credit or political risk occurrence
Protects Financial Institutions against risks of default of payment due to credit or political risks occurrence in Arab countries
Offers bespoke solutions in credit & political risks insurance that meets the various needs of the Brokers’ customers.
Offering additional underwriting capacities to Export Credit Agencies and insurance companies by re-insuring or co-insuring credit and political risks
The insurance policy covers financiers of investment and development projects in Arab countries against political risks. The tenor of the loan must exceed three years. The policy validity is concurrent to the repayment schedule of the loan and covers the principal amount plus the interest. Dhaman compensates the insureds with an average rate of 90% of the loss value.
The Loan provider is entitled to insure one or more risks for the contract period
The Loan provider submits a free of charge Insurance Application
Dhaman provides the applicant with a non-binding indication detailing the scope of cover and the pricing
Obtaining the host country’s approval is necessary for Dhaman to issue the insurance policy
Dhaman provides the applicant with the insurance terms and conditions and the policy is signed
Maram K. Tubaileh Investment Guarantee Unit