Protects investors, lenders and contractors against political risks that may occur in Arab countries hosting the investments or the projects.
Protects exporters against the risk of default of payment of an importer/a local buyer/a payment obligor due to credit or political risk occurrence
Protects Financial Institutions against risks of default of payment due to credit or political risks occurrence in Arab countries
Offers bespoke solutions in credit & political risks insurance that meets the various needs of the Brokers’ customers.
Offering additional underwriting capacities to Export Credit Agencies and insurance companies by re-insuring or co-insuring credit and political risks
The insurance protects exporters against the risks of default of payment of customers located abroad. The policy covers both credit and political risks pertaining to export transactions. As a complementary service, Dhaman protects the policyholders against the risk of default of payment of local buyers against credit risk only.
The policy period is one year, automatically renewed.
Upon risk materialization, Dhaman pays up to 90% of the losses to the insured exporter.
The exporter submits the identification form to enable Dhaman to prepare the IQ
Dhaman provides the exporter with an insurance quotation detailing the scope of cover and the pricing
Acceptance of quotation/policy signature/premium payment
Declaration of shipments to approved buyers on a monthly basis
Declaration of default of payment/Compensation disbursement/Collection from the defaulting obligor
Nabil Bitar, Operations Officer