Comprehensive Insurance Policy

The insurance protects exporters against the risks of default of payment of customers located abroad. The policy covers both credit and political risks pertaining to export transactions. As a complementary service, Dhaman protects the policyholders against the risk of default of payment of local buyers against credit risk only.

The policy period is one year, automatically renewed.

Upon risk materialization, Dhaman pays the insured exporter up to 90% of the losses.


  • Request for quotation

    The exporter submits the identification form to enable Dhaman to prepare the IQ

  • Export credit insurance quotation

    Dhaman provides the exporter with an insurance quotation detailing the scope of cover and the pricing

  • Issuance of the insurance policy

    Acceptance of quotation/policy signature/premium payment

  • Declaration of shipments

    Declaration of shipments to approved buyers monthly

  • Compensation Process

    Declaration of default of payment/Compensation disbursement/Collection from the defaulting obligor

Contact info

  • Salem Saleh, Head of Customer Relations Unit

  • +965 24959513 (Direct)